A buy to let mortgage is a mortgage secured on a property that will be rented to tenants. Buy to let mortgages have increased in popularity over recent years as property is seen as a more stable investment than more volatile ventures such as the stock market. Demand for rental property has flourished in recent years due to factors such as the rising population, increased divorce rates and more students at university. Buy to let mortgages can be based on the rent you will earn from the property, your own income or a combination of the two. Whether you are thinking of making your first buy to let purchase, are an investor adding to your portfolio, or, have an existing investment property you would like to remortgage, then More Choice Mortgage Centre can help.

When looking for a buy to let mortgage there are a number of factors you need to consider. Would you prefer a fixed rate or a tracker rate? What level of arrangement fee are you comfortable paying? What level of deposit are you able to commit to the purchase? The lenders criteria can also be complex with varying rules regarding how much the anticipated rent has to be in relation to your proposed mortgage payment. All of our mortgage advisers have many years experience of dealing with investment properties including large portfolios. This experience along with expert knowledge of the mortgage market means that More Choice Mortgage Centre is an ideal place to get all the advice you need when considering an investment purchase, remortgage or a general review of your existing buy to let mortgage arrangements.

Customers who found this section of interest also read "Types of Mortgages"

Buy to let mortgages are not regulated by the Financial Services Authority and are not covered by the Financial Services Compensation Scheme.

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